Terms and Conditions for Liquidcrest Microfinance Bank
1. Introduction
Welcome to the Liquidcrest Microfinance Bank website. By accessing or using our site and its services, you agree to be bound by these Terms and Conditions. Please read them carefully before using the website. Liquidcrest Microfinance Bank reserves the right to amend these terms at any time without prior notice.
2. Use of Website and Services
2.1 Proprietary Rights The content on this website, including but not limited to audio, video, graphics, images, textual materials, downloadable files, PDFs, and Microsoft Word documents, is protected by international copyright laws. You may not use any content for commercial purposes without prior written consent from Liquidcrest Microfinance Bank.
2.2 Software and Service Usage You acknowledge that the software and services provided on this website contain proprietary and confidential information protected by intellectual property laws. You agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the service or software without explicit authorization from Liquidcrest Microfinance Bank.
3. Account Opening and Service Access
3.1 Web Account Opening Initiating a web account opening process does not guarantee account creation. Account approval is subject to Liquidcrest Microfinance Bank’s internal reviews and requirements, including KYC (Know Your Customer) compliance. We reserve the right to accept or reject any application.
3.2 Online Form Requirements When filling out online forms, you agree to provide accurate, current, and complete information about yourself. If any information is found to be inaccurate or incomplete, Liquidcrest Microfinance Bank may delete your form data.
4. Customer Responsibilities
4.1 Security and Access Codes You are responsible for maintaining the confidentiality of your username, access code, passcode, PIN, and password. Under no circumstances should these be disclosed to any third party. Liquidcrest Microfinance Bank is not liable for unauthorized access resulting from your failure to safeguard this information.
4.2 Unauthorized Transactions You agree to notify Liquidcrest Microfinance Bank immediately if you suspect that your access code, passcode, or any other security feature has been compromised. We will assist in changing your security credentials, but we are not responsible for any loss occurring before you report the issue.
5. Service and Usage Fees
Liquidcrest Microfinance Bank may charge applicable monthly or usage fees for the services provided, regardless of the level of usage during the billing period.
6. Intellectual Property Rights
6.1 Copyright and Trademarks Liquidcrest Microfinance Bank owns all intellectual property rights for the content on this website. You may not modify, reproduce, distribute, or use any materials for commercial or public purposes without our prior written consent.
6.2 Infringement Notices If you believe your intellectual property rights have been violated, please provide us with the following information:
- An electronic or physical signature of the person authorized to act on behalf of the owner.
- A description of the copyrighted work or intellectual property claimed to be infringed.
- A description of where the material is located on our website.
- Your contact information.
- A statement of good faith belief that the disputed use is unauthorized.
- A statement of the accuracy of your notice under penalty of perjury.
7. Limitation of Liability
Liquidcrest Microfinance Bank is not liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, loss of profits, goodwill, use, data, or other intangible losses resulting from:
- The use or inability to use the service.
- Unauthorized access to or alteration of your data.
- Any other matter relating to the service.
8. Indemnity
You agree to indemnify and hold Liquidcrest Microfinance Bank and its affiliates, officers, agents, and employees harmless from any claims, demands, or damages arising out of your use of the service, your connection to the service, your violation of the terms, or your violation of any rights of another.
9. Service Changes and Termination
Liquidcrest Microfinance Bank reserves the right to modify or discontinue the service at any time without notice. We may also suspend your access to the service to maintain security and integrity.
10. General Provisions
These Terms and Conditions constitute the entire agreement between you and Liquidcrest Microfinance Bank regarding your use of our services. Any additional terms or conditions that may apply to specific services will be disclosed to you. The laws of the Federal Republic of Nigeria govern these terms. Any disputes will be resolved in the courts located within Lagos State, Nigeria.
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.
For any queries or concerns, please contact us at [contact information].
Liquidcrest Microfinance Bank